Four ways
to a new car.
A car that works for your business.
You drive a new car for a fixed monthly payment and can buy it out at the end of the contract. We choose an operating, finance or consumer lease for you.
- 01We agree on the car and the down payment.
- 02We compare offers from leasing companies and negotiate the terms.
- 03You sign the contract and collect the car.
- Payments can be a business expense
- Down payment from 0%, depending on the offer
- Simplified procedures for businesses [to be confirmed]
- Service and tyres are usually paid separately
- The lessor owns the car until buy-out
One payment that covers everything.
A fixed monthly fee includes service, tyres, insurance and assistance. At the end of the rental you return the car and choose the next one.
- 01We agree on the car, the term and the annual mileage.
- 02We prepare a payment with a service package.
- 03At the end you return the car or swap it for a new one.
- Predictable monthly cost
- No risk of the car losing value
- Service and tyres without extra formalities
- Exceeding the mileage limit costs extra
- Damage beyond normal wear is settled on return
The car is yours from day one.
You buy the car in your own name and pay it off in instalments. We compare bank offers, looking at the total cost of credit, not just the instalment.
- 01We assess your options and choose a bank.
- 02We prepare and submit the application.
- 03You collect the car registered in your name.
- You own the car
- No mileage limit
- Early repayment possible, depending on the bank
- Banks usually require comprehensive cover and a transfer of ownership as security
- A creditworthiness assessment is required
Cover matched to your contract.
Third-party, comprehensive, personal accident and GAP cover matched to the financing company’s requirements. We compare offers from several insurers and make sure the scope of cover is right.
- 01We check the requirements of the lessor, rental company or bank.
- 02We compare insurers’ offers.
- 03We support you with renewals and claims [scope to be confirmed].
- One contact for financing and the policy
- GAP protects the invoice value of the car
- Renewal reminder [to be confirmed]
- The cheapest policy does not always meet the financing company’s requirements
Leasing, rental or a loan?
| Comparison | Leasing | Rental | Loan |
|---|---|---|---|
| For whom | Businesses and sole traders; privately as consumer leasing | Businesses and private customers | Mainly private customers |
| Owner | The lessor, you after buy-out | The rental company | You, often with ownership transferred to the bank as security |
| Down payment | Usually 0-30% | Often 0% | Depends on the bank |
| Service and tyres | On your side or in a package | Included in the payment | On your side |
| Mileage limit | Usually none | Yes, set in the contract | None |
| End of contract | Buy-out or return | Return and the next car | The car stays yours |
Simplified comparison. Details, including tax treatment, depend on the contract and your situation. We will discuss them individually.
Frequently asked
Is the consultation paid?
[To be completed: remuneration model, e.g. commission from the financing partner.]
What documents will I need?
It depends on the form of financing and on whether you are a business or a private person. After the first call we will email you the list.
Can I choose a car from any dealership?
Yes. We finance any new car, regardless of brand or dealership. Just tell us the model and we will take care of the rest.
How quickly will I get a decision?
[Time to be completed]. It depends on the financing institution and having a complete set of documents.
What if I exceed the mileage limit on a rental?
The excess is charged at the rate set in the contract. That is why we set the limit based on your actual mileage.
Request received.
An advisor will contact you by phone within [time].